The future of
African finance
Send, save and earn with USDT
One wallet for sending money by phone number, saving at 4% a year, and cashing in or out through the payment rails your country already runs on.
Up and running in minutes
No crypto knowledge needed. If you can use mobile money, you can use Zenttri.
- 1
Create your account
Sign up with your phone number and a password. A one-time code confirms it's you.
- 2
Verify your identity
Snap your ID and a selfie in the app. Verification protects your account and unlocks deposits, withdrawals and sends.
- 3
Add money your way
Top up from M-Pesa, mobile money or a bank transfer in your local currency. It arrives in your wallet as USDT.
Send money like a text message
StableSend moves USDT between Zenttri accounts with just a phone number. No wallet addresses, no fees, no waiting.
- Free between Zenttri users
- Pick a contact, enter the amount, approve with your PIN. Delivery is instant and costs nothing.
- Cash in and out on local rails
- Deposit and withdraw through M-Pesa, mobile money and bank transfer across 20 African markets.
- On-chain when you need it
- Send USDT or USDC to any external wallet on Tron, Solana, Polygon, Celo and more, with the network fee shown before you confirm.
- Send abroad to cash
- Your recipient doesn't need Zenttri. Send to a bank account or mobile wallet in another country and they receive local currency.
Savings that actually grow
Put money aside in goals and earn 4% a year, compounded daily. Watch the interest land every single day.
- 4% a year, compounded daily
- Interest accrues every day on what you've saved and starts earning within a day of your deposit.
- Goals that keep you honest
- Name a goal, set a target, pick a category. Auto-save rules move money in on your schedule.
- Save together
- Share a goal by link or invite. Friends and family contribute to the same pot, and everyone sees it grow.
- Withdraw anytime
- No lock-ins. Cash out part or all of a goal whenever you like; funds settle back to your wallet within 48 hours.
Put your money where your mouth is
Challenge a friend on a real-world outcome. Both sides stake USDT, the pot sits in escrow, and the winner takes it.
- Stake with people you know
- Create a challenge, set the stake, and invite your friend by link or phone number.
- The pot is held in escrow
- Both stakes are locked while the challenge runs. Nobody can back out with your money.
- Settles automatically
- When the outcome is verified, the pot pays straight to the winner's wallet. No arguing, no chasing.
Get rewarded for good habits
Saving regularly and settling challenges earns you points. Points convert to USDT, straight into your wallet.
- Earn as you go
- Points land automatically for the things you already do: contributing to savings and completing challenges.
- Redeem for real money
- Convert your points balance to USDT whenever you like. No coupons, no catalogues.
Built like a bank,
not a crypto app
Every account is verified, every send is PIN-approved, and every cent is tracked on a double-entry ledger. Security isn't a feature here; it's the foundation.
Verified identities
Every transacting account passes ID and selfie verification before money can move out.
PIN on every send
Withdrawals, sends and transfers need your 6-digit transaction PIN. Three wrong tries freezes the account.
Device-bound sessions
Your login is tied to your device, so a stolen token is useless anywhere else.
A real ledger
Every movement is recorded double-entry and reconciled daily, the way banks do it.
Encrypted storage
Identity documents and personal data are encrypted at rest and never shared without your say.
Humans on call
Real support on WhatsApp and email when something doesn't look right.
Two stablecoins, one balance
Hold USDT and USDC side by side and convert between them 1:1 inside your wallet. Savings goals work in either currency, and you can even contribute to a friend's USDC goal from your USDT balance.
Zenttri for business
Run your company's money with team roles and maker-checker controls: one person requests a withdrawal, a different approver signs it off. Business verification (KYB) keeps your account compliant from day one.
Open a business accountReady to take control of your digital finances?
Join people across Africa using Zenttri to send, save and grow their money with stablecoins.